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Wallets On The Blockchain: 39 Startups To Watch In 2019

  • 12 February 2019
  • Sam Mire

Quick! Think of something more valuable to you than your wallet.

It’s a pretty short list, right? Your wallet contains your money, driver’s license, and Lululemon gift card. It serves an invaluable purpose. Serious cryptocurrency owners want their digital wallet to be equally effective.

The digital wallet space is full of innovators vying for business. Some developers are happy with their wallets being little more than functional  cryptocurrency storage. Others want a Swiss Army knife of features, including social tools, investing advice, or even built-in philanthropy.

No two wallets are identical, but the following companies are using blockchain for wallets that are either live or in the works, and they’re worth a look.


EversendEversend

Eversend is a multi-currency e-wallet that incorporates insurance and bill-paying capabilities to provide a complete digital payment experience. By partnering with the likes of The United Nations Refugee Agency and the French Tech Ticket, Eversend is deploying its platform to solve liquidity and banking needs in Europe, Africa, the US, and beyond. Users can execute international transactions and access their bank accounts mobilly without the need for internet connectivity that many comparable services require. Virtual debit cards linked to Eversend accounts can be loaded with various currencies, allowing users to engage in e-commerce transactions. The Eversend wallet is currently compatible with the fiat currencies of the United States, Europe, and several African nations, and the service claims to save users as much as 70% in foreign exchange-related fees and costs.

Date Founded:  August 22, 2017

Funding Type: Private


BlockEQBlockEQ

BlockEQ is a digital wallet and cryptocurrency anchor built for the open-source, decentralized Stellar protocol. The BlockEQ team were named finalists for the 2018 Stellar Build Challenge, the seventh iteration of the contest that rewards developers for creating  innovative, effective programs using the Stellar protocol. The BlockEQ wallet offers several useful features including micro-transactions and access to any exchange offered within the Stellar network. Security and asset protection are pillars of the BlockEQ service, with standard encryption, identity verification, and asset recovery processes built in. Users can easily access transaction histories, account balances, and currency valuation information, and transaction fees on BlockEQ are as little as 1/1,000th of a penny.

Date Founded: October 15, 2017

Funding Type: Private


BitforXBitforx by Birtvi

Bitforx is a digital wallet and cloud mining service that allows coin miners to immediately store their assets once they are generated. By catering specifically to those who prefer to mine their own cryptocurrencies Bitforx, which is the creation of Georgia-based Birtvi, is aiming to increase ease of access to mining hardware. The Bitforx platform is tied to the company’s mining farms, which they lease out to users who want to mine without investing in hardware or shouldering energy costs. The process is typical of cloud mining services; users select their desired hash power, pay required costs, and are rewarded in the form of currency deposited daily into their Bitoforx digital wallet. Users can monitor and access their funds and mining progress through either laptop, desktop, or mobile device.

Date Founded: 2016

Funding Type: Private


BitfiaBitfia

Singapore-based Bitfia is the creator of PINT, a multi-asset digital wallet that puts simplicity and security first. The PINT wallet is a hierarchical deterministic – or HD – wallet, meaning that branch-like networks of private and public keys are automatically generated as a safeguard to fraud and other threats. Users are further insulated by a 12-word backup phrase that can be used to close or transfer an account in the case that a device is lost or stolen. With regard to simplicity, users don’t need to present any information at the time of activation, they simply open the Bitfia platform on their mobile device and get started. Users can easily transfer funds from traditional banking sources, and the Bitfia platform provides access to six different blockchains including bitcoin, Ethereum, and Litecoin.

Date Founded: February 3, 2018

Funding Type: Private


ChangeChange

Change is a free digital wallet governing both traditional and virtual currencies. Hailing from Singapore, the Change team has conceived a model of fee-less digital banking and trading while embracing a subscription-based blueprint. Whether a user is withdrawing, depositing, or trading using the Change wallet and exchange, they aren’t charged based upon the number of transactions they make. Change makes no bones about catering to those disillusioned with traditional banking methods, and their smartphone-linked platform is reflective of their forward-looking perspective. Ultimately, the Change platform will integrate more investing tools to complement the service’s transactional offerings.

Date Founded: 2016

Funding Type: ICO


CoboCobo Wallet

Cobo Wallet offers their own version of both cloud and hierarchical deterministic (HD) digital wallets on a single platform. Whether Cobo users choose to use a cloud wallet, an HD wallet, or both, they will have access to more than 20 blockchains and over 500 multi-chain tokens. The Cobo servers ensure security by deploying bank-level hardware security module (HSM) computing devices as well as private keys and multi-signature cards. The cloud version of the Cobo Wallet demands less user oversight and doesn’t draw transaction fees. The HD wallet offers a more interactive experience for those who desire more control over their assets.

Beyond storing digital currencies, the Cobo Wallet also serves as a host platform for decentralized apps (dApps). This aspect, which lets users create and engage with practical and entertainment-minded dApps, is perhaps Cobo Wallet’s most differentiating feature.

Date Founded: November 2017

Funding Type: Venture-backed


Copernicus GoldCopernicus Gold

Copernicus Gold brings the blueprint of digital wallets to gold investors. Users who invest fiat currency in exchange for Copernicus’ SDG digital currency won’t be doing so based on faith alone. A mathematical model governs virtually all aspects of the Copernicus Gold ecosystem. The value of SDG is determined by several factors including the terms of physical gold supplies, the flow of gold-related purchase and sale orders, and the market price of gold. And, in order to ensure that all investments are guaranteed and able to be converted at any time, all of Copernicus’ “electronic gold” is matched by a physical supply of gold. The algorithms employed in the platform also protect users from speculative attacks and sudden changes in the stock markets. Users who invest with Copernicus are issued a digital wallet, a physical debit card linked to their funds, and the ability to collect physical gold through the company’s Singapore-based network of partners.

Date Founded: 2015

Funding Type: Venture-backed


imTokenimToken

imToken is a digital asset wallet that lets users transact within the network and browse a catalogue of decentralized applications (dApps). Using the platform, users can create and manage multiple blockchain accounts governed by a single identity. As of now, imToken supports those the bitcoin, Ethereum, and EOS blockchains, and more chains will be integrated in the future. Users with digital currencies within the three eligible blockchains can deposit, send, and receive funds among other imToken users. The imToken platform also includes a built-in token exchange where buyers and sellers are paired anonymously. A decentralized address book makes it easy for friends and acquaintances to pair up and get paid, much like the many popular non-blockchain payment services on the market.

Date Founded: May 2016

Funding Type: Venture-backed


KiroboKirobo

Kirobo is a multi-layer, on-chain protection layer created to protect crypto assets from theft and loss. The team from Tel Aviv, Israel came up with the concept in response to high-profile issues with security and uncertainty in the cryptocurrency space. Their solution is a platform that serves as a recourse in the case that a wallet owner’s passkey is lost, stolen, or rendered obsolete due to an owner’s death. The Kirobo wallet works as any other digital wallet does; it’s linked to a blockchain, protected by a unique “seed”, or passkey, and allows the owner to transfer assets in and out. But there’s an important caveat to the Kirobo model, and it’s contingent upon smart contracts. Users can set specific parameters that will trigger the transfer of wealth to a backup wallet. For instance, if there is no activity in the account for nine months, the funds can be automatically transferred to a backup wallet, which may be owned by somebody else. It’s a novel solution to ensure digital assets aren’t lost, stolen or locked away forever.

Date Founded: November 1, 2017

Funding Type: Venture-backed


KZenKZen Networks

Tel Aviv-based KZen Networks aims to create a simpler digital wallet that doesn’t require active management of private keys. The approach taken by KZen reflects a widely-held view that private passkeys can be too easily lost or stolen, resulting in crypto assets being hijacked or resigned to the abyss. KZen’s mobile-first platform goes two steps beyond custodial wallets, which allow third parties to manage passkeys. It goes a single step beyond non-custodial wallets, which typically require the user to maintain their own private passkey. In the case of the KZen wallet, passkeys don’t need to be managed at all; the platform is designed in a way that automates entry and security without the need to keep a passkey written down and stored in a safe. The result, the KZen team hopes, will be a easier-to-use digital wallet without the vulnerability of a private passkey, the equivalent of a key to a safety deposit box.

Date Founded: 2018

Funding Type: Venture-backed


TenXTenX

TenX wants to make cryptocurrencies readily available for real-world use, regardless of where in the world a person makes a purchase. Founded in Singapore, the TenX stable of product offerings begins with the TenX Wallet, a digital way to store crypto. The wallet will be linked to the TenX Card, which is in development. The card is being designed to let users spend both digital and fiat currencies, making it a more versatile payment tool than legacy cards and crypto-only debit cards. The TenX platform and card are both insulated by many of the security barriers seen in other blockchain-driven platforms, including two-factor authentication, multi-signature wallet management, and biometric checks. The TenX team has racked up endorsements from the likes of Citi and Incubator, PayPal’s innovation lab.

Date Founded: June 11, 2015

Funding Type: ICO


TokenBaconTokenBacon

TokenBacon is the entity behind a digital wallet built on its own blockchain, Bacon Chain. The TokenBacon Multi-Tokens wallet is tied to the Bacon Chain, and users have their deposits and withdrawals guaranteed to the extent that they believe Bacon Chain is secure. Technically, Bacon Chain is the result of multiple shared blockchains – it’s a “sidechain” – which lends it a measure of inherent decentralization. The TokenBacon team believes that it has adopted the best features of other blockchains to create a digital wallet that is practical, affordable, and easy to navigate. The TokenBacon Wallet is a bit more reliant on user management and oversight than some other services, but its unique infrastructure will appeal to those who find sidechains to be an appealing prospect.

ICO: July 26, 2018

Funding Type: ICO


PaymonPaymon

Paymon is a Russian company aiming to help cryptocurrency owners convert their currency to fiat without paying commissions. The Paymon CryptoCard, which is currently in the development stage, will be the means by which this goal is achieved. Paymon has partnered with Cryptocean in designing a card which that any bank or fintech company can adopt and customize for their own purposes. Upon its release, the Paymon CryptoCard will let users spend their cryptocurrency and fiat currency using a single piece of plastic.

Date Founded: 2016

Funding Type: ICO


ZeuxZeux

Zeux is a financial service application that lets users pay, bank, and invest using a sleek, blockchain-powered platform. More than simply a digital wallet for cryptocurrencies, the Zeux application lets users manage their fiat and crypto accounts while providing several financial tools. Opening a Zeux account costs nothing, and users aren’t charged for transfering funds, making investments, or executing crypto payments. Zeux consolidates fiat and crypto bank accounts, keeping track of balances, categorizing spending habits, and providing notifications each time a purchase is made. Zeux users can pay their friends in crypto or fiat, regardless of whether the recipient uses Zeux or not. The Zeux app also lets account holders pay at participating merchants, a necessary feature in the age of convenience. Additional features include investing insights and fee-less international payments and transfers.

Date Founded: November 2017

Funding Type: Venture-backed


Internet of CoinsInternet of Coins

Internet of Coins, a Netherlands-based, blockchain-driven financial resource, includes a wallet that supports 23 blockchains and more than 350 unique tokens. The Internet of Coins wallet is decentralized, meaning that no user data is stored on company servers, providing the level of security that digital wallet owners have come to expect. To get started, users only need to create a login, save it on a secure device, and transfer coins into their wallet. Ultimately, the Internet of Coins team wants their wallet to support all viable cryptocurrencies. For now, all of the major tokens, including bitcoin, Ethereum, Litecoin, and ZCash can be stored using the Internet of Coins wallet.  

Date Founded: November 2017

Funding Type: Venture-backed


NebeusNebeus

Nebeus is a suite of products aimed at making cryptocurrency easy to spend and access. By tailoring its wallet and accompanying products to the practical economy, Nebeus wants to merge new and old economic tools, removing the barriers that have hindered more widespread crypto adoption. Users who open a wallet with Nebeus gain access to a number of additional features, including a prepaid crypto debit card usable at participating merchants. The card can also be used to withdraw bitcoin and Ethereum in fiat form using any ATM. Some users, if they are owners of enough crypto collateral, will qualify for bitcoin loans courtesy of Nebeus. Of course, users also receive the benefits of most crypto storage services, such as free-free international transfers and top-notch anti-theft and anti-loss security measures.

Date Founded: January 1, 2014

Funding Type: ICO


MyceliumMycelium

Mycelium is  London-based team of innovators who have composed a roster of financial services built on the blockchain. The Mycelium Wallet is their flagship offering and is one of the most highly-rated digital wallets in the Google Play marketplace. Though it’s somewhat limited in terms of the cryptocurrencies it accommodates – it is a bitcoin wallet, first and foremost – Mycelium is willing to add third-party integrations. One of the main goals is for Mycelium to add fiat currency integration, widening the appeal of the platform in the process. Additionally, the Mycelium team plans on bringing other features to the table to broaden the platform’s appeal. Some possibilities include socially-aimed capabilities and personal finance advice. Features currently being developed include a linked debit card, fiat accounts, and escrow-protected business transactions.

Date Founded: 2010

Funding Type: Venture-backed


TokenToken

Token is a service that was created to help pioneer the concept of “self-sovereign banking” – banking without reliance on third-party institutions. With their decentralized wallet and linked debit card, Token allows its users to merge digital banking with more traditional means of spending money. The Token App lets users oversee their account balances, send money, and receive funds. Accounts are stored on owners’ devices and protected by a customized passphrase. Other security features include withdrawal limits and smart contracts that reduce vulnerability to fraud and theft. Each Token App account is linked to a corresponding TokenCard, which works as a debit card accepted at “millions” of merchants and ATMs globally. In the case that a card is compromised, it can be deactivated just as any lost or stolen credit or debit card would be.   

ICO: May 2, 2017

Funding Type: ICO


CryptoPayCryptopay

Cryptopay is a London-based firm that has created several solutions to enhance the crypto banking space. Their bitcoin wallet and prepaid cards are two of the most practical and widely-useful Cryptopay offerings. Users can purchase bitcoin or Litecoin using their bank cards, then hold those funds in a Cryptopay FLEX account, which makes it easy to convert funds between fiat and digital currencies on short notice. The Cryptopay prepaid cards can be used as a credit or debit card is where accepted. While it costs a 1% fee to convert funds to and from bitcoin or Litecoin, that is the only fee that is included in the Cryptopay service, which means no double charging for sending and receiving money from banks and other users.

Date Founded:  October 14, 2013

Funding Type: ICO


PillarPillar

The Pillar Project is a movement to grant individuals more control over their personal data. The building block of this movement is the Pillar Wallet, an open-source digital wallet where users can store their tokens. The wallet has a social element, allowing owners to create an address book of friends for quicker, easier transactions. Instead of long sequences of numbers identifying individuals, the Pillar rolodex is completely customizable, allowing the owner to set usernames for those in their address book. There is also a chat feature that is completely encrypted. Users receive notifications on all of their activity, an important way to make sure unauthorized activity isn’t going on unnoticed. Eventually, the Pillar Project seeks to expand its offerings beyond their wallet into a complete data management platform.  

Date Founded: July 17, 2017

Funding Type: ICO


CryptocomCrypto.com

The Crypto.com wallet allows users to buy, sell, and transfer seven different fiat currencies and six cryptocurrencies. Account holders can add funds via bank account, credit or debit card, crypto exchange, or buy cryptocurrency on the Crypto.com platform. Those who send funds to other Crypto.com users will do so without fees, and the cost of exchanging funds from fiat to crypto and vice versa is governed by real-time interbank exchange rates. Users can withdraw funds to outside accounts at any time for a fixed fee, and those who refer friends are rewarded with 10-25% referral commissions on friends’ initial purchases. The platform also comes with token monitoring services, providing charts and projections for more than 200 unique tokens.

Date Founded: June 2016

Funding Type: ICO


EidooEidoo

Eidoo is a multi-currency wallet and hybrid exchange created in Switzerland. Users get the benefits typical of digital wallets: blockchain-level security, anonymity, relative simplicity of use, and accomodation of several different tokens. However, the ability to trade on exchanges directly from the application makes Eidoo more versatile than legacy digital wallets. Perhaps the most noteworthy aspect of the Eidoo platform is its feature that lets users participate directly in initial coin offerings (ICOs) through the app. Eidoo maintains a continually-updating list of reputable ICOs that users can track and, should they decide to, use as a launching pad for investment in startups. Those who want to launch an ICO can also contact Eidoo to enlist it as a host platform.  

Date Founded: 2017

Funding Type: ICO


WawlletWawllet

Wawllet is a Cyprian suite of investment and banking products currently in development. The Wawllet investing and saving tools are referred to as “pockets”, and they come in four types – FIAT Pocket, Card Pocket, Gold Pocket, and Crypto Pocket. FIAT Pocket is a more traditional banking tool that includes know-your-client (KYC) approval in 180 seconds or less. Users of FIAT Pocket also receive an instant international bank account number (IBAN), accounts with multi-currency capability, and multi-bank integration. Those who are approved for Card Pocket receive banking capabilities plus credit approval and a physical debit card. Gold Pocket is for those who want to trade commodities – namely gold – and users have access to Wawllet’s physical vault storage. Lastly, Crypto Pocket is a digital wallet that accommodates numerous tokens and digital currencies along with blockchain-level security features.

Website: www.getchange.com

Date Founded: October 15, 2016

Funding Type: ICO


BRDBRD

BRD is a platform to get buyers of cryptocurrency easily invested in the tokens of their choice, and its base paradigm is simplicity. Created in Switzerland, BRD is short for “Bread”, with Bread being the platform and BRD being the token that powers it. The platform is completely decentralized, meaning that users don’t have to waste time filling out account information, creating passwords, or worrying about where their data is being stored. Once they receive their 12-word paper key, which is connected to their mobile device, BRD users can purchase bitcoin with a credit card or at an in-person bitcoin ATM. From there, it’s simple to convert bitcoin to Ethereum, Litecoin, and several other Ethereum-powered digital currencies on the BRD app. What BRD may lack in flashy add-ons like chat features, it compensates for in functionality and simplicity of design.

Date Founded: 2015

Funding Type: ICO


CrypteriumCrypterium

Crypterium is marketed not just as a digital wallet, but a full-fledged crypto bank. Essentially, what that means is that it offers more than the average suite of services you’ll find in a wallet-only service. Of course, the Crypterium platform does include a wallet, which allows for storage, tracking, sending and receipt of digital currency. The Crypterium App also includes a digital card that serves as tender to make in-person payments at more than 40 million terminals worldwide. The app also offers bill paying services, bank transfers, and money exchanges with reasonable fees. What sets the Crypterium team apart is their eagerness to integrate cryptocurrency with the world’s emergent fiat payment structures. They are working to integrate their platform with services like Apple Pay, Android Pay, and NFC to offer payment versatility that most of its competitors can’t.

Date Founded: October 16, 2017

Funding Type: ICO


BlockchainBlockchain

In case you’re wondering: yes, there is a company called simply “Blockchain”, and they are the creators of one of the more popular digital wallets in the space. In fact, the Blockchain wallet is responsible for more than 32 million of the wallets in the marketplace, and has served as the host wallet for more than $200 billion in transactions to date. It has all the hallmarks of a popular, trustworthy digital wallet: blockchain-powered security including multi-signature authentication, the ability to send and receive bitcoin (BTC), ether (ETH), bitcoin cash (BCH), and stellar (XLM), and international transacting at no additional cost. Plus, the platform works with iOS, Android, and web browsers, comes in 25 different languages, and supports 22 different currencies. As one of the earliest entrants in the digital wallet space, Blockchain has had plenty of time to improve their product, and they’ve taken advantage of the head start.

Date Founded: August 1, 2011

Funding Type: Venture-backed


LedgerLedger

Parisian developer ledger are security-minded innovators who have created hardware to keep private keys, and by extension cryptocurrency, safe. Their Ledger Live mobile application works for both mobile and desktop and keeps tabs on all digital currency accounts in a single place. It can be used to trade and exchange currencies, check balances, and download or remove applications. The Ledger Live platform supports more than 1,100 currencies, including bitcoin, Ethereum, Litecoin, Dash, Stellar, XRP, and more. The Ledger Nano X is the Ledger Live-accompanying hardware that is the flagship product of the Ledger team. The Bluetooth-enabled device stores private keys, and allows accounts to be backed up on any device that has ledger installed. For those who prefer to know that their cryptocurrencies are with them physically at all times, the Ledger Nano X is a useful tool to have.

Date Founded: 2014

Funding Type: Venture-backed


CaricoinCaricoin

Caricoin is a mobile wallet designed specifically to cater to the residents of Caribbean nations. Developed in London, the wallet is designed to store bitcoin and other digital currencies so that, regardless of which island one lives on, they can exchange easily with residents in neighboring islands and nations. The application lets users make payments, request payments, shop online, and transfer money. Though residents in the Caribbean are often dispersed geographically and culturally, the makers of Caricoin believe that they should be unified financially.

Date Founded:  2015

Funding Type: Private


ArkaneNetworkArkane Network

The creators of the Arkane Network work on the belief that “you shouldn’t be a rocket scientist to manage your cryptocurrencies”. Even if you are a rocket scientist, the Arkane Network was designed so that you won’t have to put your degree to work when checking your balance or executing a transaction. At its core, Arkane is a multi-blockchain wallet that allows individuals to make transactions with other people, outside networks, and decentralized applications (dApps). Users can manage their assets on various blockchains from a single point, the Arkane Network platform, and have easy access to a slew of dApps within the Arkane Network. Along with making the requisite deposits, withdrawals, and payments, the Arkane wallet provides analytics and portfolio tracking.

Date Founded: September 18, 2018

Funding Type: Venture-backed


ZonafideZonafide

Zonafide is a digital wallet currently in development, with plans to launch another token sale later in 2019. The wallet is designed for use on the Ethereum blockchain. Based in the United Kingdom, the Zonafide team is working with the local governments of the UK to see how the Zonafide wallet can assist in wealth transfers when a person is born or somebody dies. They also envision the wallet assisting in other life milestones, including but not limited to home purchases. The service is being pushed as secure and useful for those who want to maintain permanent records of transactions. Zonafide offers many of the perks that most digital wallets do, but the vision of the leadership team is to take on grand goals such as inheritances and major purchases using blockchain technology.

Date Founded: 2013

Funding Type: ICO


Shift CryptosecurityShift Cryptosecurity

Shift Cryptosecurity is the company behind BitBox, a tiny hardware wallet that lets crypto owners carry their portfolios on a physical device. Roughly the size of a thumb drive, the BitBox is a USB-compatible wallet that was developed by the Shift team in Switzerland. Instead of trusting their crypto wealth to a third-party server or blockchain, the BitBox stores and protects tokens more securely. The BitBox supports Bitcoin, Ethereum, and Litecoin, and more currencies are set to be added in the future. The device is especially handy for those who are unable to access the internet, as it works offline. A mobile app has been created to assist in using the hardware wallet, but is not an essential addendum. For those who are concerned about their passkeys being stolen or the vulnerability that comes from entrusting anything completely to the digital space, the BitBox represents a viable alternative.  

Date Founded: 2015

Funding Type: Venture-backed


MyCryptoMyCrypto

MyCrypto is an open-source platform that lets users create their own wallets on the Ethereum blockchain. Once created, the wallets can manage tokens that are compatible with the Ethereum blockchain, sending and receiving payment, viewing recent transactions, and maintaining their balances. Tokens can be swapped for fiat currency on the platform, and users with hardware wallets can plug them in and view their portfolios using the MyCrypto platform.

Date Founded: 2017

Funding Type: Venture-backed


CeloCelo

San Francisco-based Celo is a digital payment platform powered by blockchain technology. All Celo users need is a recipient’s mobile number to send payments. The Celo team’s mission is to provide financial stability by creating a currency that is not dependent on the whims of governments and volatilities of regions and nations. They are beginning the pursuit of this goal with the Celo payment system, which uses an address-based encryption algorithm to make sending money secure and easy. Though not technically a wallet, the platform can be used as a substitute for sending and receiving funds mobilly.

Date Founded: 2017

Funding Type: Venture-backed


CircleCircle

Circle is one of the most well-known, blockchain-powered financial services on the market. Created in 2013 in Boston, Massachusetts, Circle has blossomed into a creative team developing several products and services in the fintech space. Circle Pay lets users send money in both fiat and cryptocurrency with no fees. The service is available in 29 countries and accommodates US dollars, British pounds, and Euros. Circle Trade was created to grant users greater access to cryptocurrencies. Circle’s global trading desk lets buyers purchase bitcoin, ether, and several other digital currencies at market prices, instantaneously. Lastly, Circle Invest is a tool for buying and selling digital currencies more intelligently. With features such as recurring purchase orders, micro investing, and instant withdrawals, Circle offers a suite of services that, while not technically a wallet, meet several financial needs for those with a stake in digital currencies.

Date Founded: 2013

Funding Type: Private


Vault12Vault12

Vault12 is a digital “vault” for cryptocurrency owners to store their cryptocurrency in a way that provides peace of mind. The model is based on having friends or family – known as “guardians” – installed as additional gatekeepers to your funds. In order to access funds, you not only need to know your own passkey, but you also must receive unlock authorization from your network of guardians. Once all gatekeepers give their approval, you’re in. This is meant to serve as an additional barrier to hacking and theft beyond the typical protections like multi-step authentication and cryptography. While those who value ease of access may not be on board with the extra protections, those with high-value portfolios or simply a penchant for security may find the novel approach appealing.  

Date Founded: May 2014

Funding Type: Venture-backed


Trust WalletTrust Wallet

Trust Wallet is a digital wallet for Ethereum, ERC20, and ERC223 tokens. Created and headquartered in California, Trust Wallet boast cryptographic security, multi-step authentication, and additional security features that have made digital currencies and wallets attractive. Users can interact directly with a network of decentralized applications (dApps) using the built-in Web3 Browser. The platform maintains users’ anonymity, with guarantees that the platform does not access or store personal information. Crucially, Trust Wallet recently announced its partnership with Binance. It will leverage this partnership in using the Binance DEX exchange to allow users to trade cryptocurrencies instantaneously.

Date Founded: 2017

Funding Type: Private


Jaxx LibertyJaxx

Jaxx is a digital wallet that supports more than 85 digital assets. The platform is free, users don’t need to register to use it, and the platform comes in both mobile and desktop versions. Their latest offering is Jaxx Liberty, which features an improved interface, a new portfolio module that gives users greater oversight of their assets, and a blockchain-centric news feed. In addition, the updated platform has raw, actionable data regarding the movements of different blockchains and tokens. In other words, Jaxx is keeping up with trends that show digital wallets becoming more than just storage lockers for cryptocurrencies. Instead, they’re adding offerings for serious investors and coin holders who want to manage their money and gain insight in one place.

Date Founded: 2016

Funding Type: Private


ExodusExodus

Exodus is a service that combines the capabilities of a wallet, portfolio, and exchange in a single platform. Founded in Nebraska, the Exodus platform supports Ethereum, Litecoin, bitcoin, and more than 85 other cryptocurrencies. Users have access to real-time charts tracking their own portfolio and market conditions. Security is provided encrypted private keys, and with no account setup required user data is not shared with anybody but the user himself. The Exodus team has infused a measure of customization – dark or light themes and custom backgrounds as two examples – so that Exodus wallet holders can put a personal twist on their profile.

Funding Type: Private


BonpayBonpay

Bonpay is a cryptocurrency wallet and platform making it easy to store, trade, and access digital currencies. It works with most major currencies including Litecoin, bitcoin, Ethereum, Bitcoin Cash, and other ERC20 tokens. Users can send cryptocurrency to mobile numbers, other account holders, or email addresses. Funds can be converted to fiat currency at any time on the app. Participants in the Bonpay ecosystem can also register for a debit card linked to their account which can be used at most major merchants. The card also works for those who want to withdraw cash from an ATM. The platform has cryptographic security, and the ability to use Bonpay in real-world settings for purchases and withdrawals makes it a sufficiently practical digital wallet.

Date Founded: January 1, 2016

Funding Type: ICO

About Sam Mire

Sam is a Market Research Analyst at Disruptor Daily. He's a trained journalist with experience in the field of disruptive technology. He’s versed in the impact that blockchain technology is having on industries of today, from healthcare to cannabis. He’s written extensively on the individuals and companies shaping the future of tech, working directly with many of them to advance their vision. Sam is known for writing work that brings value to industry professionals and the generally curious – as well as an occasional smile to the face.

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